

Here are a few reasons why you can expect to pay more. Why is Michigan Car Insurance so Expensive?Ĭoming in at number 2, Michigan is known for its notoriously high auto insurance rates. Highways come with high speeds and even higher accident costs.
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Several factors impact why insurance premiums are different based on the state, including minimum insurance requirements, population density, etc.Louisiana has the most expensive auto insurance in the US, while Maine has the cheapest average premiums.Average auto insurance rates by state vary drastically.
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Where you live has a huge effect on your car insurance rates - so much so that the average annual premium for a driver in Louisiana is 123% higher than the average rate for a driver in Maine, according to data from the Insurance Information Institute.Ĭrazy, right? Why does this happen? Which states have the most expensive car insurance, and which have the cheapest? We’ve got your answers here. Feel like your car insurance is way too expensive? It might be because of the state where you live.
